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Will Bankruptcy Stop Wage Garnishments?
21 Nov 2009 The short answer is yes.Once your case is filed, creditors are no longer entitled to garnish your wages for debts that existed at the beginning of the case. The only exception may be for on-going child or family support ordered by a court. This is a function of the automatic stay. The filing of a […]
Changes in Mortgage Payments in Chapter 13 Cases
20 Nov 2009 A Chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor’s current monthly income is less […]
How to Get a Bankruptcy Loan
19 Nov 2009 Many people find themselves in difficult financial situations throughout their lives due to a number of factors. Today, many students leave post-secondary education with high levels of debt, which continue to follow them as they begin their lives. With fewer and fewer good paying jobs available in many markets, this forces many people into bankruptcy. […]
The Government Takeover of Student Loans
18 Nov 2009 Is there anything the government does well business wise? The United States government is in charge of protecting us and a case can be made that they do a good job of that. But other than going to war and maybe controlling the police, I find it difficult to think of anything the government does […]
Is the American Student Loan System Corrupt?
17 Nov 2009 Many students get student loans each and every school year because these loans are the easiest way for students to have the financial means to go to school. A student loan is very easy to be approved for and countless students are unaware of the risks involved with borrowing so much money, as it is […]
About Student Loan Debt
16 Nov 2009 Chance are, there are quite a few students with a student loan debt. Many students and parents are not prepared for this type of expense post college or university. Many counselors mention that when choosing a major at college, they should stand back and consider professional aspirations for the future, and then make the appropriate […]
Help From Family to Repay Student Loan
15 Nov 2009 Student loans - It is the buzzword of college life, as we know it today. However, how does one embark successfully upon efficient student loan debt consolidation? One answer has been provided by many post-graduates. That answer is family.
Student Loan Income Based Repayment Plan
14 Nov 2009 With the increase of students who are going to college growing year after year, many banks are targeting the student market as a means of increasing their bottom line (profit). The main reason for this is the growing inaccessibility to the job market for many new graduates.
Using MicroCredit to Help to Repay Student Loans
13 Nov 2009 Banks will not offer anyone within the determined low income bracket, and without any credit history, any type of loan or financial assistance. But of course, there is a type of loan that exists in the developing world that is being offered to those who fit this criteria exactly. It is principally designed to encourage […]
Auto Loans With Bad Credit - What You Should Know About Getting Approval
12 Nov 2009 In the past couple of years, millions of people have been affected by the economic recession. The credit crunch has made it increasingly difficult for people to get access to any form of credit or loan. This has especially had a significant effect on people with poor credit. Getting a poor credit loan approved can […]
Bad Credit Auto Dealers - What You Should Know
11 Nov 2009 Do you suffer from a low credit score? Having bad credit does not mean the world has ended. Your credit rating will only affect the way that lenders treat you when you are applying for different loans. Because the lending industry is very competitive, you can always find lenders who are willing to offer these […] |