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Top 3 Tips on How to Use a Bad Credit History Credit Card to Improve Your Financial Status
27 Jul 2009

Having a bad credit history will always effect your ability to obtain credit or borrow money. There are 4 main reasons that you may have a bad credit rating:-
- You have fallen behind on your payments to either utility bills, credit cards, loans or a mortgage

- You have a county court judgement (CCJ) registered against […]

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It is Now Legal and Ethical to Reduce Your Credit Card Debt by 50%
26 Jul 2009

If you knew you could erase 50% your credit card debt would you do it? Did you know that if you make a $10000 charge on your credit card that your interest could amount up to $50,000 if you’re not careful? A total of $10,000 in credit card debt can take your whole lifetime to […]

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How to Improve Your Credit Score
25 Jul 2009

Without a good Credit Rating, it is difficult to obtain a loan to buy a house or car. Have you racked up debt higher than you can handle? Then read on for tips on improving your credit score.
1. Always pay your bills on time. This is the first step in developing a good reputation with […]

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Bankruptcy Lingo - What is a 341 Meeting?
24 Jul 2009

One of the difficult parts of navigating a bankruptcy filing is learning all of the various legal and financial terms used by your lawyer and the court. If you end up filing bankruptcy, you’ll experience something known as the 341 meeting.
If you’re wondering where the name comes from, it comes from the section of the […]

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Bankruptcy Fraud and Luxury Items - Be Careful What You Buy!
23 Jul 2009

In any financial or legal proceeding, there are often little pitfalls that you have to watch out for. One common mistake that consumers make is purchasing something on credit just before they declare personal bankruptcy. This is certainly something you need to watch out for because you can be accused of fraud!
You have to understand […]

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Can Bankruptcy Stop Foreclosure? An Introduction
22 Jul 2009

With foreclosures at record highs homeowners are eager to know how to stop their homes from being foreclosed. Bankruptcy is an option, but the question still remains, can bankruptcy stop foreclosure?
The answer is yes. There are different types of bankruptcy but the one you can file to stop foreclosure on your home is Chapter 13. […]

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Do You Know How to File Bankruptcy?
21 Jul 2009

How to file for bankruptcy? Firstly you should know that you have 2 options available to you when you are thinking about declaring personal bankruptcy, Chapter 13 and Chapter 7.
Chapter 13 is the easiest bankruptcy to recover from, and allows you to keep your property. Many people opt for this to save their homes from […]

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Fact About Bankruptcy Notices
20 Jul 2009

Bankruptcy notices are sent to creditors and debtors through the regular mail service. When these notices do not reach creditors in time, they can not attend the hearing. In these cases the creditor can object but it will not due them any good. The creditor has a responsibility to keep the court up to date […]

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How Bankruptcy Can Save Your Home From Foreclosure
19 Jul 2009

Well, as most of you may know by now; Washington is too busy bailing out the mortgage companies to help homeowners. Therefore, if you are having trouble making your monthly mortgage payments it is important to know that the existing bankruptcy laws provide several options. To determine if you can/or should keep you house, […]

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Use the Parent Plus Loan to Help Pay For College
18 Jul 2009

The cost of college continues to rise and with incomes staying relatively static or even worse, unexpected job loss, paying for your child’s college education can be a source of great anxiety. There is a little known option offered by the federal government that may help you. Let’s take a look at the parent plus […]

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Bad Credit Private Student Loan - What Are Your Options For Funding?
17 Jul 2009

Are you a student in need of money to help you through college, but you know your bad credit is going to be an issue? If you need more than you are able to get through standard financial aid, then you are probably searching for a bad credit private student loan and having very little […]

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